Bank consumer credit
These usually start at 20,000 or 30,000 CZK. Their advantage is, above all, a guarantee of sound behavior on the part of the lender – the bank – and also a lower interest rate than is normally the case with non-bank companies.
The disadvantages of bank loans generally include higher demands on the debtor’s creditworthiness – banks do not lend to clients who cannot prove their income or who have had problems with repayment of other loans and have a record in the debtors register. Also, the processing of a bank loan is somewhat longer than that of non-bank entities. A typical representative of a 30000 bank loan is, for example, CashuewLoan (Express loan) or a loan from Cash Portalona .
Non-bank loans CZK 30000 – without proof of income even without a register
Unlike banks, non-bank companies are more tolerant of their clients’ creditworthiness. It is no exception that a non-bank loan of 30000 will be provided to women on maternity leave, students or pensioners. Also, the listing in the debtors’ registry may not be a problem. A typical representative of non-bank loans without proof of income (ie without the need for a paper receipt of income) is MoneyCareplusOne, which is awarded up to CZK 50,000 for 61 days to 80 months. This loan is also tolerant of some less serious records in the debtors’ registers (it can be classified as loans without a register).
Loan on account immediately
So-called. SMS loans are very popular small fast non-bank loans that can be sent immediately to your account. Perhaps the best-known representative is a loan called Zaplo , for which the maximum amount is CZK 30,000. The advantage of this loan is the minimum of formalities and sending money to the account immediately after approval. However, it should be noted that for a thirty-thousand-thousand-dollar sum, the bidder will only receive a proper repayment of the first loan.
The first free loan – up to CZK 16,000
The amount of the first loan at Zaplo can reach up to CZK 16,000 and is provided free of charge to new clients – no extra money is paid for borrowed money. Other companies provide the first free loan today, but Zaplo is currently the unrivaled highest amount that can be obtained for free. Just keep in mind that additional credit will be charged.