Reserved for those who have more funds in progress, Eicredit loan the debts consolidation loan aimed at grouping the installments into one, with the advantage of negotiating a better interest rate, lengthen the contract if necessary and therefore dilute better payment over time, get new liquidity. Only commitments made with the same Montecillo Bank, not those from other banks or financial institutions, can be consolidated.
Fast debt consolidation
Handy Corg is dedicated exclusively to individuals. With regard to the necessary documentation medesima the same request when the previous loans were opened.
DEF Features Handy Corg
The loan is disbursed for amounts ranging from 1500 euros to 30000. The minimum contract term is 12 months, the maximum is 120 months (10 years). It is, therefore, a product capable of covering a good number of average loans that may have been obtained previously.
The strengths are:
- the possibility of defining installment and duration so as to readjust one’s own debt exposure to changed conditions, for example, the family budget
- start paying the installments with an initial two-month payment extension
- obtain a figure higher than the sum of the extinction counts of the individual loans, in order to have new liquidity
- if you have temporary difficulties, skip an installment simply by not paying it, and append it at the end of the contract, without adding to the cost
The maximum rates of foreseen are the following:
- tan 11.65%
- taeg 16.95%
The costs of practical opening and preliminary investigation amount to 1.5% of the financed capital.
The installments will be paid by rid, although, from an information sheet, it is also possible to use postal bills. Finally, the loan is covered by free compulsory insurance, which intervenes in some causes of death or invalidity. This insurance can, optionally, be extended thanks to “Astro Finance”, a policy for the maximum cost of 8% of the financed capital, guaranteeing coverage in the event of death (for any reason), invalidity, incapacity for work or loss of employment.